Public Liability covers you for damages and legal costs arising out of third party bodily injury or third party property damage, and for products sold and supplied including refreshments.
Professional Indemnity covers you for breaches of professional duty arising from
negligent acts, errors or omissions.
Which type of policy do I need?
A Fitness Instructor policy will cover you whilst conducting one-to-one training or group fitness exercises within a club facility. Premiums start from just £70*.
We can cover general exercise classes with and without equipment, boxercise, group studio cycling, dance classes, exercise in water, pilates, yoga, chair-based exercise, fitness fx plus many more.
Or if personal training is your main activity and it takes place off club premises, you will need a Personal Trainer policy. Premiums from only £99*.
Or you may need cover for both. Simply select both types of policy at the quotation stage and we'll arrange the cover for you.
Optional Extras
For a small additional premium we can also provide you with insurance for
Sports Massage**
(this does not include complimentary therapies) and Personal Accident.
**Personal accident cover refers to the periods travelling to and from the place where the fitness instruction takes place and the period of the actual exercise session.
For More Information
* All premiums are inclusive of Insurance Premium tax and administration charges.
** Can only be taken out with the Combined Liability policy.